Saturday, September 19, 2015

Tear Down These 3 “Success Floodgates” To Flood Your Life With Success!

Do you realize how close you are to turning your dreams into your reality?
If you could see how close you are to success, you’d be kicking yourself that you haven’t just reached out to grab it yet.
The truth is, no matter how much you feel like a failure, success is literally waiting to flood your life. The only thing you have to do, is tear down the “Success Floodgates” holding it back.

Here’s 3 “Success Floodgates” holding back your dreams:

1. Making Excuses

If we choose someone successful to look at as an example, like Steve Jobs, we’ll see that he never made excuses. When things went wrong, he didn’t blame other people. He didn’t refuse to accept responsibility for his own mistakes. He didn’t try to justify his poor choices.
He didn’t make excuses because he understood that failure is going to happen. It’s not the end of the road – it’s one step on the road to success.
In fact, the next Success Floodgate you have to tear down is…

2. Fearing Failure

Like I already said, failure happens. But it’s not a dead end – it’s a step forward.
Too many people run into a tiny bit of failure, and they think they’re done forever. They give up immediately, never realizing how close they were to achieving their goals.
The problem is, they take failure personally. They think it means something’s wrong with them. But the truth is, failure is part of the journey to success.
That’s why it’s so important that you stop…

3. Beating Yourself Up

Think about it. Can you imagine Steve Jobs yelling at himself, saying that he’s dumb, or lazy, or any of the other million insults people tell themselves? Of course not!
Successful people don’t beat themselves up. They understand that taking your anger out on yourself only pushes your goals farther away. They still get upset, but they channel those emotions into constructive energy. They use that energy as jet fuel to reach their goals.
The truth about success is that you’re closer than you think. Sometimes all it takes is tearing down the floodgates, so you can let your dreams pour in.
But there’s an even easier way to turn your dreams into your reality, and it doesn’t require hard work, stress, or struggle…
You won’t believe the hidden connection that success experts recently discovered behind people like Steve Jobs, Richard Branson, and even Albert Einstein.
Check out this free presentation on this new discovery that’s changing the way people look at success, taking “hard work” out of the equation:
Thought Elevators

Friday, September 11, 2015

Perbezaan antara syarikat Enterprise & Sendirian Berhad



Kini, ramai yang mula berjinak-jinak untuk menyertai bidang perniagaan kerana tidak mahu lagi bekerja di bawah telunjuk orang lain. Namun, satu persoalan akan timbul apabila hendak mula mendaftarkan perniagaan masing-masing. Perlukah didaftar atas nama Enterprise atau Sdn. Bhd.? Bagi mereka yang masih keliru, jangan risau. Perbezaan paling mudah yang boleh dilihat adalah Enterprise (perniagaan boleh dijalankan secara sendiri akau berkongsi dengan rakan) dan Sdn. Bhd (perniagaan tidak boleh dilakukan secara sendirian). Enterprise dan Sdn. Bhd. adalah bentuk perniagaan yang memerlukan lesen berdasarkan ‘Registration of Business Act’.
Enterprise boleh didaftarkan sebagai milikan tunggal atau perkongsian. Sesuai untuk perniagaan yang dijalankan secara kecil-kecilan dan sederhana. Mempunyai liabiliti yang tidak terhad (asset persendirian anda juga terdedah kepada risiko jika perniagaan mengalami kerugian).
Sdn. Bhd. memerlukan sekurang-kurangnya dua orang ahli untuk ditubuhkan. Sesuai untuk mereka yang ingin mengembangkan perniagaan atau perniagaan yang dijalankan adalah berskala besar. Mempunyai liabiliti yang terhad (asset persendirian anda akan dilindungi).

Kelebihan Sdn. Bhd. berbanding Enterprise?

Syarikat Sdn. Bhd. adalah berliabiliti terhad – Risiko kerugian dan bankrap bagi syarikat Sdn. Bhd. hanyalah terhad kepada harta yang disumbangkan ke dalam syarikat itu, tetapi risiko untuk perniagaan Enterprise rugi atau bankrap adalah lebih besar kerana risikonya termasuk harta perniagaan dan juga harta peribadi.
Jangka hayat syarikat terjamin – Sesebuah syarikat tidak akan dibubar jika salah seorang pengarah atau pemegang saham meninggal dunia. Namun berbeza dengan perniagaan Enterprise, kematian pemilik atau rakan kongsi akan diikuti dengan pembubaran perniagaan.
Kemudahan untuk mendapat modal bagi syarikat Sdn. Bhd. adalah lebih besar berbanding dengan perniagaan Enterprise kerana ianya lebih teratur dari segi pengurusan lembaga pengarah, mesyuarat agung tahunan, laporan audit dan juga laporan tahunan.
Syarikat Sdn. Bhd. berpotensi untuk berkembang luas sama ada melalui penggabungan, ambil alih atau usahasama, sebaliknya tahap perkembangan perniagaan Enterprise pula agak terhad.
Pemilik saham bagi syarikat Sdn. Bhd. juga tidak dibebankan dengan tanggungjawab pengurusan kerana pengurusan syarikat dijalankan oleh ahli lembaga pengarah.

InstaForex


Perbezaan Sdn. Bhd. dan Enterprise Syarikat Sdn. Bhd

Konsep entiti
Sebuah syarikat Sdn. Bhd. adalah satu entiti sah yang berasingan, terpisah dari identiti pemegang saham, pengarah ataupun ahli-ahlinya. Oleh itu, asset yang dimiliki oleh syarikat adalah hak milik syarikat dan bukannya hak milik perseorangan. Begitu juga dengan hutang, syarikat yang bertanggungjawab untuk menyelesaikannya.
Liabiliti dalam perundangan
Sebuah syarikat Sdn. Bhd. dan pemiliknya adalah dua entiti yang berasingan dari segi perundangan. Jika seseorang menyaman syarikat itu atas sebab-sebab tertentu, pemilik syarikat itu berkemungkinan hanya akan kehilangan apa yang dia telah laburkan dalam syarikat.
Konsep berterusan
Syarikat Sdn Bhd akan terus wujud walaupun selepas kematian salah seorang pemegang saham, pengarah ataupun ahli-ahlinya. Saham orang yang meninggal dunia boleh diserahkan kepada orang lain, sepertimana yang dituliskan dalam surat wasiat, dan kewujudan syarikat itu tidak terganggu. Saham itu juga boleh dijual mengikut kehendak waris, dan pemilik baru saham tersebut akan menjadi pemegang saham syarikat.
Cukai
Cukai akan dikenakan ke atas syarikat. Kesemua perbelanjaan yang terbabit dalam pemerolehan pendapatan sebuah syarikat Sdn. Bhd. itu boleh diberi pelepasan bagi tujuan cukai pendapatan. Pelepasan termasuklah faedah ke atas pinjaman yang diambil bagi modal pusingan, gaji pekerja, komputer, kereta dan yuran audit dan cukai.

Perniagaan Enterprise

Bentuk perniagaan Enterprise
Perniagaan Tunggal-Perniagaan yang dimiliki sepenuhnya oleh seorang (1) pemilik.
Perniagaan Perkongsian-Perniagaan yang dimilki oleh  sekurang-kurangnya dua (2) orang dan tidak melebihi dua puluh (20) rakan kongsi.
Konsep entiti
Pemilik perniagaan bertanggungjawab sepenuhnya bagi aset dan juga liabiliti syarikat.
Liabiliti dalam perundangan
Pemilik syarikat dan syarikat itu adalah satu entiti yang sama dari segi perundangan. Oleh itu, pemilik syarikat berkemungkinan akan hilang keseluruhan wang simpanan dan hartanya jika seseorang menyaman syarikat itu dan menang.
Konsep berterusan
Apabila pemiliknya meninggal dunia, keseluruhan perniagaan beserta asset dan liabiliti perniagaan akan diuruskan mengikut wasiat. Selain itu, perniagaan tersebut juga akan dibubarkan apabila pemiliknya meninggal dunia.
Cukai
Perniagaan Enterprise tidak perlu membayar cukai. Hasil pendapatan yang diperoleh akan dikenakan ke atas cukai peribadi pemilik. Keuntungan perniagaan akan dikira sebagai pendapatan individu. Oleh yang demikian kadar cukainya adalah berdasarkan kadar cukai individu.

Thursday, September 10, 2015

6 BEST Practices for Email Marketing

Email-Marketing-background-copy1
Email Marketing vs Social Media Marketing/Mobile Marketing

We know. Many reckon there is not even necessary to compare. Many would say Social Media Marketing & Mobile Marketing are all the hype now. Some would say Email Marketing is gone.
Think twice. Email Marketing is now more powerful than ever because of social media!

WHY?

This is because Email Marketing moves the conversation between you and your customers up to a more personal level – the Inbox. Moreover, with so many chat apps out there, most of us are joining too many chat groups which do not concern us at all.

So what do most of us do at the end of the day? We start to ignore certain chat apps and no longer reading them.

THE DIFFERENCE

But Email is different. Your email inbox is something more private. Most of us check our email inbox from time to time no matter what. For example, the Exabytes Group, the largest website hosting provider in Malaysia is still using Email Marketing!

So now the question is how can we make sure that the emails you send are opened, read, and acted on?

#1 Good Email Subject Lines

Email subject lines are what your recipients see before they open your emails. You must understand that your email will be competing with hundreds of other emails/e-newsletters as many of us subscribe to quite a number of newsletters from different companies at the same time. To grab the attention of your readers, the quality of your Email Subject Line is what makes all the difference.
For examples, if you offer 50% off for ABC package, which of the following subjects would you choose?

Subject 1: Grab 50% OFF For Our ABC Package!

Subject 2: How to Pay RM500 LESS for ABC Package!

Obviously, subject 2 creates more curiosity and is able to grab readers’ attention. On the other hand, subject 1 is less attention grabbing. At the same time, you also want to avoid email subject lines that sound too spammy such as the following:

“FREE! Grab 50% OFF & FREE Gift NOW!”

To write effective email subject lines that get opened, simply read more articles on how to write good email subject lines.

#2 Punctuation

punctuation-marks11
A sentence without any punctuation is not good because nobody understands the tone and emotion of your message. Using the right punctuation marks in your subject line can show some excitement/emotion to the readers!

#3 Use Capital Letters

Use capital letters appropriately! While FULL UPPERCASE subject lines can draw attention, it can also indicate anger, and some of your recipients might not like it. A more tolerable use of capital letters is to use Title Case, for example, “What is Email Marketing?”

On the other hand, using Sentence case (“What is email marketing?”) in your subject lines can give your readers a feeling of being more casual and informal, which can be useful sometimes.

#4 Use short subject lines

Every day, the number of mobile users is increasing rapidly, and more and more people are checking their emails on smart phones. Try to keep your subject lines more direct and less wordy. Your goal is to get readers to open your emails! 60 characters or less usually does the magic.

#5 Quality Relevant Content

Always remember to match your goal with your content. The content of your email should depend on the immediate goal of the email. For example, if the primary goal is to give information, forget about sales pitches and stick to your main topic. In this case, short sentences and paragraphs are preferred.
NOTE: Make sure your email message is directly related to the subject line. Not only is this good for your credibility, it will prevent your email from going to the “Junk” or “Spam” folder!

 #6. Always End with a Call-to-Action Phrase

call-to-action-wording

Every email you send should have a specific goal or desired outcome. What exactly do you want your readers to do? Do you want them to buy something, opt-in to register for a webinar, or simply read a blog post?

If you don’t tell your readers, or stress to them in the end of the message, some of them might not figure it out themselves. Thus it’s always wise to make it clear to your readers before you end your email!

COLOURS

Orange and red are popular call-to-action phrase/button colours. You could also use standard text with a blue underlined hyperlink or fancier graphical based images.

This wraps up “6 BEST Practices for Email Marketing”. Do you have what it takes to be a good email marketer? We are sure you do!

Lastly, we hope you enjoyed and learned something new from this blog post. Thank you for reading.
Stay tuned for more!

Monday, August 31, 2015

6 Benefits Of Internships

Great way to get a real-world perspective

By BRIAN CHEAH

A few months ago, as I was studying at university, I pondered what would be an ideal first step to ensure my future success in my career. Sure, my degree (which I hope to complete soon!) would be critical for my future career, but I knew that there must be a better way to prepare myself for success in the future. Having a strong grade point average and being highly involved in campus life would be important too but there must be more.
So, I researched and found a new study by Millennial Branding which postulated that any “real world” experience is your ticket for the surest route to success. And in this study, they showcased that internships increase your probability of success in the workplace as they enhance your experience base prior to you landing your first position.
And so, I prepared my resume and locked in an internship. These past few months, being an intern at one of the most exciting social enterprises in Malaysia, has given me a completely different perspective on life and my career. An internship offers knowledge and lessons beyond the classroom that are invaluable in the real world. For instance, in school, if you make a mistake in a test or paper, it only affects you. This is the mentality that is engraved in the mind-sets of most students, and, it is this exact mind-set that creates problems in the workplace (as I found out much to my dismay!).
In all real jobs, mistakes are much more serious and have an immediate impact not only to you, but a number of other employees and potentially customers. An internship teaches you how to take your work seriously, handle mistakes correctly, and take responsibility to fix them; all lessons that will do me a world of good when I do land my first job.
In my brief stint as an intern here in Malaysia, I have learnt that the benefits of internships are as follows:

1. Gain experience in your field or industry

One of the best ways to learn about your field of study from a real-world perspective is through internships. While the classroom focuses mainly on imparting important information, there’s something different and exciting about implementing that information with real clients or customers.
As a result, you will be given the opportunity to apply the knowledge you’ve gained from the classroom in real life situations, thereby reinforcing these concepts.

2. Attain priceless work experience

Nowadays, it is rare that a university graduate can land an entry-level job without any prior work experience. With the help of internships, students can get this real-world experience while still in school. Internship programmes are a great way to give you real accomplishment stories for your resume and online profiles.
In addition, you will be able to develop and build upon some of your existing skills. Having a good set of skills will help you in future employment opportunities and give you an edge over your competition.

3. Determine if this path is the right one for you

In order to potentially avoid the cost of obtaining a degree you’re not interested in, working for a company in a related field will give you valuable insight into whether or not it is the right choice for you. It’s best to know as early as possible, and an internship can help you do that.
Internship experiences provide a valuable opportunity to showcase your skills and work ethics, and to prove your worth to a prospective employer. In the future, when a job opening occurs, you’ll probably be on the list of top candidates if you’ve impressed them. This is one great benefit of internships.

4. Develop valuable networking contacts

Another great benefit to completing an internship is the contacts you make. Networking is often one of the best ways to land a new job and to learn about unadvertised jobs. Your network of contacts will also help you obtain references for future job opportunities.
For example, your internship supervisor is an ideal reference for future job opportunities because he/she has had the chance to see your skills in action.

5. Experience the world of work

The first time you will probably ever experience the day-to-day work life in your field will be through your first internship. When you intern at a company, you’ll gain first-hand experience on what it’s like to work in an office, interact with supervisors and co-workers, and handle customers and clients. This helps ground you in a sense of reality.

6. Develop your communication skills

In the same study by Millennial Branding when employers were asked what skills they were looking for when hiring, the top answer, with a percentage of 98%, was communication skills. An internship teaches you how to communicate not only on issues related to work, but also on a social basis.
Many don’t realise the importance of communicating especially in the office environment which is different from university and to learn how to make meaningful conversations with people who are older and more experienced than you.
Developing this skill will indirectly grow your confidence, and make you an individual who stands out and carries himself well. It is a skill that will be very valuable in the future especially when meeting clients or supervisors from top management.

Where to trade Online?

Plus500

Introduction to CFDs

Contracts for Differences ("CFDs") products were developed to allow customers to enjoy all the benefits of possessing a stock, index, ETF, forex or commodity position without having to physically own the underlying instrument itself. A customer enters into a contract for a CFD at the quoted price. The difference between that price and the price when the position is closed is settled in cash, giving rise to the name "Contract for Difference" or CFD.

Please note that by trading CFDs customers can lose all the funds deposited. Please be aware of the risks involved.

With CFDs customers can buy ("go long") and close the position later by selling. Alternatively customers can sell ("go short") and close the position later by buying. Selling at a higher/lower price than the purchase price yields a gain/loss accordingly.

CFDs have grown in popularity over the past few years and we believe it is increasingly becoming the preferred way to trade the financial markets.

CFDs work like this: instead of purchasing 1,000 Microsoft shares from a stockbroker, a customer could instead buy a 1,000 CFDs of Microsoft on the Plus500 Trading Platform. A $5 per share fall in the price of Microsoft would give the CFD customer a $5,000 loss or a $5 per share rise in the price of Microsoft would give the CFD customer a $5,000 profit , just as if he had purchased the actual shares that are traded on the Exchange.

Plus500 offer CFDs on popular financial instruments. Other benefits include no Exchange charges and no Stamp Duty. Many of the inefficiencies of trading the underlying shares on the Exchange are eliminated. The costs and delays of physical delivery of the shares, their registration and any holding or safe custody charges made by a broker are all avoided. The other major benefit of trading CFDs is that customers can trade on margin using leverage. CFD trading means customers can trade a portfolio of shares, indices or commodities without having to tie up large amounts of capital. Using the example above, a customer buying $50,000 worth of shares will only be asked for $5,000 initial margin for the equivalent CFD portfolio.

Any financial entitlements, such as dividends, are adjusted for in cash, directly to a CFD holder's account. However, any voting rights available to the holder of an equity share are not available to the holder of an equivalent CFD.

Plus500

Trading at Plus500

Trading at Plus500 is straightforward and easy with no commissions or hidden fees. Plus500 is compensated for its services through the bid/ask spread.

The main lobby of the software contains the buy/sell prices of all the instruments available. When entering an order to buy an instrument, the advanced trading platform allows you to add a stop loss, profit limit or trailing stop to protect your position and profits.

The trading hours for each instrument can be found on the Trading Platform under the details link for that instrument.

Trading example: You signed up and deposited $5,000 via Skrill.
  • Balance: $5000. (Deposits - Withdraws + P&L of closed positions)
  • P&L = $0. (Total profit and loss of all open positions including daily premiums)
  • Available Balance: $5000. (Balance + P&L of open positions - Initial Margins)
  • Equity: $5000. (Balance + P&L of open positions).
You think that Google shares will fall soon, and decide to go ‘Short’ on Google.

5:07pm - you click ‘Short’ beside the ‘Google’ stock in the main lobby, the sell price is $290. Your criteria are: Number of Shares (CFDs): 100 Close at profit rate: $280 (profit will be 100*$10=$1000) Close at loss rate: $310 (loss will be 100*$20=$2000)

The total amount you sold short are: 100*$290 = $29,000. The Initial Margin that is needed for the Google shares is 10%: $2900. The Maintenance Margin that is needed to maintain Google's position is 5%: $1450.

Your position is now:
  • Balance: $5000
  • P&L = 0 (usually the spread of Google is 50 cents so you would have a P&L of -$50)
  • Available Balance after you sold Google is: $2,100. ($5000 - 10%*$29,000 = $2,100)
  • 'Equity': $5,000 ($5000 + $0)
9:05pm - Google climbs to $300.
  • Balance: $5000
  • P&L: -$1000 (100*$290 - 100*$300)
  • Available Balance: $1100 ($5000 - 10%*$29,000 -$1000= $1100)
  • Equity: $4000 ($5000 - $1000)
You decide to cut your losses and buy Google - you press 'Close Position'in the main lobby (near your open position).
9:05pm - your market buy executes at $300. You lost $1,000 on the trade.
  • Balance: $4000
  • P&L: 0 (no open positions)
  • Available Balance: $4000
  • Equity: $4000
Plus500

About Plus500™

Plus500 is a multi-asset CFDs trading platform, with a wide coverage of exchanges which includes UK, US, Europe and Asia. Plus500 strives to give every trader the ability to easily and efficiently trade CFDs on many financial products around the globe which includes: Stocks, Indices, Commodities, Forex, ETFs and Options.

To provide our clients with the optimum trading platform, we have built strong execution relationships with many of the world’s largest international banks. These relationships offer the benefits of increased size of deals, better prices and superior execution which, in turn, we pass onto our clients.

Plus500 is listed on the London Stock Exchange, authorised and regulated.

Our group believes in: Transparency – we make it clear to our clients exactly what they get and what they pay for. It’s what we expect from our providers, it’s what our clients get from us.
Professionalism – our product is designed with enhanced security ensuring safe and seamless trading. It’s what we expect from our providers, it’s what our clients get from us.

The Human Side - Plus500 is operated by a dynamic group of programmers. We have our ups and downs and successes and failures, just like you. Keep faith in yourself, don't change your behaviour and continue going forward. It’s what we expect from our providers, it’s what our clients get from us.
Plus500 affiliates are Brand Ambassadors for the Plus500 Trading Platform. Affiliates represent us and should conform to our policies, values and vision.

A reliable Trading Platform – When it comes to financial products, strength and reliability might be the first values to promote. Always remind customers that Plus500 is authorized and regulated by well-regarded financial regulators: Plus500UK LTD is authorised and regulated by the Financial Conduct Authority. Plus500 CY LTD is authorised and regulated by the Cyprus Securities and Exchange Commission. Plus500 AU LTD is regulated by Australian Securities and investments Commission. Plus500 LTD is also listed on the London Stock Exchange and follows best practice corporate governance.

Suitable for everyone – Plus500 is the most easy to use trading platform out there yet it includes advanced features attractive to experienced traders. CFDs are “complex financial products” so can only be marketed to people with previous experience of financial markets.

Diversification in trading– Plus500 traders can trade CFDs with over 2,000 instruments (Shares, Indices, Commodities, Forex, and ETFs) across over 20 different markets worldwide.

Localization – Let customers know and feel that Plus500 offers a full service in his language and currency (Plus500 is available in 50 markets and 31 different languages) regardless of his location.

Trade on the go – In today’s hectic daily routine, Plus500 traders know they can keep trading wherever they may be. Plus500 offers application platforms for a full range of mobiles and tablets especially for the busy trader.

Try it first – Plus500 offers a free (unlimited by time) demo version.

Remember that CFDs are a leveraged product and can result in the loss of your entire deposit. Trading CFDs may not be suitable for you. Please ensure you fully understand the risks involved.

Plus500
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